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Personal loan is a type of loan in which one does not have to provide any security to bank. One can take personal loan for all personal needs like:- renovation of house, marriage, dream holiday, buying laptop, great mobile phone etc. One should always remember that the rate of interest for personal loan is on a higher side and to opt for this one should have good credit history, no objection from CIBIL too.
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| Personal loan is the quickest way to get money and fulfill all needs, In todays tme there are lot of banks and financial institutes who offer personal loan but, to select |
| right personal loan it is recommended to compare it. Compare rate of interest, eligibilit age, minium and maximum amount, |
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| loan tenure, documents required. All requried deails are shown below: |
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| Eligibility |
Salaried |
Self Employed |
| Minimum Age |
21 Years |
25 Years |
| Maxmum Age |
58 Years |
65 Years |
| Minimum Annual Income |
Rs. 1,20,000 |
Rs. 1,50,000 |
| Minimum Years in Service |
1 Year |
3 Years |
| Mimumum Years of Business Existence |
Not Applicable |
Not Applicable |
| Minimum Loan Amount |
Rs. 50,000 |
Rs. 50,000 |
| Maximum Loan Amount |
Rs. 15,00,000 |
Rs. 15,00,000 |
| Minimum Loan Tenure |
1 Year |
1 Year |
| Maximum Loan Tenure |
7 Years |
7 years |
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| Documents Required |
- Proof of Identity
- Passport
- Driving Liscense
- Voter's ID
- PAN Card
- Age Proof
- Signature Proof
- Ration Card
- Utility Bill
- LIC Policy Receipt
- Proof of Income
- Current profession proof
- Bank Statement
- ITR (Income Tax Return)
- Proof of highest qualification (only for Doctors)
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